Business & Students Loans

Top #9 Urgent Loans in Nigeria Without Documentation

Do you require an urgent loan without documentation? Do you need a loan in a matter of minutes to satisfy your immediate financial obligations without paper works? The top 10 ways to receive an urgent loan in Nigeria without paperwork, collateral, or guarantee are listed in this article.

If you need an instant loan in Nigeria right now because you can’t wait till the end of the month to get paid, you own a business and need to boost working capital, you need to invest rapidly, or you just need money now. Read on!

List Of The Top #9 Urgent Loan Apps in Nigeria Without Documentation

We present to you a thorough list of the top reliable instant loans in Nigeria without paperwork from the most popular lending websites. The Google Play Store has all of these lending apps, and the Apple App Store has some of them. 

Below is a list of the top 10 urgent loans in Nigeria:

1. Renmoney

Renmoney, the sixth urgent loan in Nigeria without documentation on our list, is ready to help if you have a salary and need immediate cash.

On the Renmoney app, getting a quick loan only takes a few simple steps. For employed or self-employed individuals as well as business owners, Renmoney offers instant internet loans. As a result, you can borrow between ₦6,000 to ₦6,000,000 and repay in 3 to 24 months if you require an urgent personal or company loan.

With the Renmoney app, you get immediate access to rapid loans, savings accounts, and investments with low-interest rates.

By going here, you can access the Google Play Store and download the Renmoney app.

2. FairMoney

FairMoney is a leading online lender and ranks fourth in Nigeria for urgent loans without documents. Additionally, it provides immediate cash without a deposit or guarantee.

Loan amounts range from ₦1,500 to ₦1,000,000 with 61- to 18-month repayment terms and monthly interest rates of 2.5% to 30% (APRs of 30% to 260%).

Click here to access the Google Play Store and download the FairMoney app.

3. Carbon

An urgent loan in Nigeria without documents is Carbon, formerly Paylater. One of the top urgent loan applications in Nigeria, it provides customers with fast cash without asking for any paperwork or security. They are present in Nigeria, South Africa, the United Kingdom, Ghana, and Portugal, and they have more than 40 staff.

Read: How to Apply for Cash App Loan

No collateral or guarantors are needed for quick loans from Carbon. If you start modest and repay as soon as it’s due, you can eventually access larger amounts of money that you might not be able to obtain on your first try.

The loan app platform is open around-the-clock. On the weekends and on holidays, you can apply for immediate cash and receive a quick loan.

How to Apply for an Urgent Loan from Carbon without Collateral

  • The Carbon app needs to be downloaded and used.
  • Your basic information, including your name, phone number, and more, will be requested.
  • You might need to use the app on your phone to take a real-time picture of yourself.
  • Bank Verification Number (BVN)
  • Account information
  • To download the app on Google Play Store click here.
  • To download the app on Apple Store for iOS devices, click here

4. BaobabLoans

Our eighth choice for an urgent loan in Nigeria with no documentation or very few documents is Baobab Microfinance Bank. It disburses loans to people and business owners to help them develop and grow their enterprises. They offer loans in a variety of categories.

If all requirements are completed, according to the loan company, credit decisions and disbursements can be made within 72 hours. Baobab offers loans between ₦20,000 and ₦50,000,000 with the least amount of administrative red tape, repayable in 1 to 24 months.

Baobab offers loans starting at ₦20,000 and going up to ₦50,000,000. Both depend on how well the borrower can repay the debt as determined by criteria like verifiable business inventory and other factors.

Click here to submit a loan application to the Baobab Loan Organization.

5. Zedvance

One of the best companies for urgent loans in Nigeria without documents, Zedvance offers packages to meet all of your needs, no matter what they may be. According to the corporation, a qualified individual or small business can obtain a rapid loan of up to ₦5 million in just five hours.

According to Zedvance, you can borrow up to ₦5 million and repay it over the course of 18 months if you already have full-time employment and want to launch a side business. No unforeseen fees You have the option of a flexible manner of payment almost at the time of need with a Zedvance Instant Loan. You might get the money in your account in less than an hour, depending on your banking institution.

You must first register before you can apply for a Zedvance loan.

6. QuickCredit

Our second choice for an urgent loan in Nigeria without paperwork is QuickCredit. It is a straightforward lending application that uses technology to provide quick money. The website offers microloans with brief terms to assist in meeting immediate cash needs and unforeseen emergency bills.

With QuickCredit, the loan application procedure is made simple. You can apply for up to $100,000 with loan terms of up to 90 days, and within minutes, you’ll receive your quick cash in your bank account.

Quick Credit offers a lightning-quick lending option that can cover your urgent financial demands in less than 24 hours without any paperwork or waiting period.

Click here to sign up and submit a loan application through the QuickCredit website.

CLICK HERE to download the app for iOS devices from the Apple Store.

7. QuickCheck

On the list of urgent loans in Nigeria without documentation is QuickCheck, a reputable lending company. Without requiring any tangible documents or security, it provides urgent loans in Nigeria. The program employs machine learning to quickly assess loan applications and forecast borrower behaviour. Its objective is to provide digital financial services to enable Nigerians to achieve their personal and professional objectives.

Click here to access the Google Play Store to get the QuickCheck loan app for Android devices.

8. Umba 

Umba, which is housed on the Google Play Store, is the fifteenth and last company on our list of rapid loan providers in Nigeria for short-term loans. The lender takes great satisfaction in becoming the top digital bank in Africa. Users of the app can apply for, receive, and repay loans online using a desktop or mobile device.

Following verification, it bases loan decisions on the risk assessment given to the applicant.

9. Money In Minutes

Although this is a very uncommon lending site, it offers some of the best urgent loans in Nigeria without any paperwork or security. The loan application Money In Minutes, run by MIM Finance Company, a UK-based lending platform, makes a quick loan promise.

You can get reasonable credit through the platform for a variety of requirements and goals thanks to its comprehensive and wide product selection.

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Oladoyin Falana

Oladoyin Falana, a graduate of OAU, is an SEO Specialist, and IT business developer. He is the owner and content editor of ngjobalerts.com, a platform that focuses on providing information on career, recruitment updates, exams, and admission updates, including general (How-to) information.
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