Moniepoint POS Vs OPay POS Charges and Commissions

Moniepoint vs OPay POS charges and commission structure

The volume of transactions via the terminal determines the charges by Moniepoint and Opay POS. This article compares the commissions and charges by Moniepoint POS and OPay POS companies.

Commission and Charges by MoniePoint POS

With withdrawals between N1-N20,000, Moniepoint POS charges only 0.5% of the transaction amount.

Transactions above N20,000 Moniepoint charges a flat rate of N100.

For transfers, Moneypoint POS charges a flat rate of N20 for transfers
Here’s a breakdown of Moniepoint POS transaction charges:

₦1000 charges = ₦5

₦2000 charges = ₦10

₦3000 charges = ₦15

₦4000 charges = ₦20

₦5000 charges = ₦25

₦6000 charges = ₦30

₦7000 charges = ₦35

₦8000 charges = ₦40

₦9000 charges = ₦45

₦10,000 charges = ₦50

₦11,000 charges = ₦55

₦12,000 charges = ₦60

₦13,000 charges = ₦65

₦14,000 charges = ₦70

₦15,000 charges = ₦75

₦16,000 charges = ₦80

₦17,000 charges = ₦85

₦18,000 charges = ₦90

₦19,000 charges = ₦95

₦20,000 charges = ₦100

Any amount above ₦20,000 charges is ₦100.

Commission by MoniePoint POS For Data Top Up and Other Bills:

MTN 3% commission

Glo 4% commission

9Mobile 4.5% commission

Airtel 4% commission

5. For TV Subscription:

DSTv 2% commission

GOTv 2% commission

PHCN 2% commission

Star Times 2% commission

OPay POS Transaction Charges 2022

Opay POS withdrawal charges for regular merchant

Here are Opay POS withdrawal charges

₦1 to ₦1000 charges = ₦4.6

₦1001 to ₦2000 charges = ₦9.2

₦2001 to ₦3000 charges = ₦13.8

₦3001 to ₦4000 charges = ₦18.4

₦4001 to ₦5000 charges = ₦23

₦5001 to ₦6000 charges = ₦27.6

₦6001 to ₦7000 charges = ₦32.2

₦7001 to ₦8000 charges = ₦36.8

₦8001 to ₦9000 charges = ₦41.4

₦9001 to ₦10,000 charges = ₦46

₦10,001 to ₦11,000 charges = ₦50.6

₦11,001 to ₦12,000 charges = ₦55.2

₦12,001 to ₦13,000 charges = ₦59.8

₦13,001 to ₦14,000 charges = ₦64.4

₦14,001 to ₦15,000 charges = ₦69

₦15,001 to ₦16,000 charges = ₦73.6

₦16,001 to ₦17,000 charges = ₦78.2

₦17,001 to ₦18,000 charges = ₦82.8

₦18,001 to ₦19,000 charges = ₦87.4

₦19,001 to ₦20,000 charges = ₦92

₦20,000 and above charges = ₦92

Opay POS deposit/transfer charges for regular merchant

₦1000 to ₦5000 charges = ₦8.5

₦5000 to ₦10,000 charges = ₦17

₦10,000 and above charges = ₦25.5

Opay POS withdrawal charges for Gold merchant

₦1 to ₦1000 charges = ₦4.5

₦1001 to ₦2000 charges = ₦9

₦2001 to ₦3000 charges = ₦13.5

₦3001 to ₦4000 charges = ₦18

₦4001 to ₦5000 charges = ₦22.5

₦5001 to ₦6000 charges = ₦27

₦6001 to ₦7000 charges = ₦31.5

₦7001 to ₦8000 charges = ₦36

₦8001 to ₦9000 charges = ₦40.5

₦9001 to ₦10,000 charges = ₦45

₦10,001 to ₦11,000 charges = ₦49.5

₦11,001 to ₦12,000 charges = ₦54

₦12,001 to ₦13,000 charges = ₦58.5

₦13,001 to ₦14,000 charges = ₦63

₦14,001 to ₦15,000 charges = ₦67.5

₦15,001 to ₦16,000 charges = ₦72

₦16,001 to ₦17,000 charges = ₦76.5

₦17,001 to ₦18,000 charges = ₦81

₦18,001 to ₦19,000 charges = ₦85.5

₦19,001 to ₦20,000 charges = ₦90

₦20,000 and above charges = ₦90 (even if it is over ₦500,000)

Read: Cheapest POS Charges in Nigeria 2022

Opay deposit/transfer charges for Gold merchant

₦1000 to ₦5000 charges = ₦7.5

₦5000 to ₦10,000 charges = ₦15

₦10,000 and above charges are ₦22.5 

Opay withdrawal charges for Platinum merchant

₦1 to ₦1000 charges = ₦4.25

₦1001 to ₦2000 charges = ₦8.5

₦2001 to ₦3000 charges = ₦12.75

₦3001 to ₦4000 charges = ₦17

₦4001 to ₦5000 charges = ₦21.25

₦5001 to ₦6000 charges = ₦25.5

₦6001 to ₦7000 charges = ₦29.75

₦7001 to ₦8000 charges = ₦34

₦8001 to ₦9000 charges = ₦38.25

₦9001 to ₦10,000 charges = ₦42.5

₦10,001 to ₦11,000 charges = ₦46.75

₦11,001 to ₦12,000 charges = ₦51

₦12,001 to ₦13,000 charges = ₦55.25

₦13,001 to ₦14,000 charges = ₦59.5

₦14,001 to ₦15,000 charges = ₦63.75

₦15,001 to ₦16,000 charges = ₦68

₦16,001 to ₦17,000 charges = ₦72.25

₦17,001 to ₦18,000 charges = ₦76.5

₦18,001 to ₦19,000 charges = ₦80.75

₦19,001 to ₦20,000 charges = ₦85

₦20,000 and above charges are ₦85

OPay deposit/transfer charges for Platinum merchant

₦1000 to ₦5000 charges = ₦7

₦5000 to ₦10,000 charges = ₦14

₦10,000 and above charges = ₦21 (even if it is ₦500,000)

Commission on Data Top Up by OPay POS

MTN 3% commission

Glo  4% commission

Etisalat  4.5% commission

Airtel 4% commission

FOR TV Subscription.

DStv 2% commission.

GOgtv 2% commission.

PHCN 2% commission.

Startime 2% commission.

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