Business & Students Loans

How to Apply and Borrow money on LCredit Loan App

LCredit loan App is one of the best and safest loan apps in Nigeria that offers flexible and attractive interest rates. If you’re looking for a very secure and reliable Android loan App, LCredit is best for you. You can easily get a loan of up to ₦50,000 disbursed into your account within 30 minutes with zero credit history.

LCredit offers instant loans to Nigerians on the basis of personal and business purposes. You can borrow between ₦5,000 for your personal and business purposes on the LCredit loan app.

The LCredit loan app uses AI to collect and analyze customers’ data to assess their creditworthiness and offer them a loan. This app has been a benefit for many people with lots of positive feedback pouring in on the Google Play store.

Read: Top #35 Quick Loan Apps in Nigeria [Flexible Repayment]: How to Apply in 2022

If you are borrowing a loan, make sure you pay on time and save yourself from being embarrassed as they usually report to your contacts when you default on your loan.

Benefits of Applying for LCredit Loan Application

1. Loans up to 50,000

With the LCredit loan, you can borrow up to 50,000 and get it instantly in your account. However, the amount you are eligible for depends on several factors, including your age, net monthly income, existing financial obligations, etc.

2. Flexible And Attractive Interest Rates

The personal loan starting rate is 11.99% for salaried and self-employed individuals with a maximum limit of 36%.

3. 100% Paperless & Online Approval

LCredit personal loan procedure is completely paperless if you apply online. No heavy paperwork is involved.

Checkout: FairMoney Loan App Login: Sign Up, Easily Borrow Between ₦1,500 & ₦1,000,000

4. Quick Disbursal

Once your loan application is verified and confirmed, the approved amount will be credited to your bank account within 30 minutes of approval.

5. Zero Credit History

To get a loan on the LCredit app, you don’t need to have taken a personal loan before. LCredit serves users who are new to the credit and lending systems.

6. 1-click Subsequent Loans

With one-time documentation, applying for another loan is simple and easy. it’s just a click away and no further checks are required from your end.

7. Easy Collection of Documents

Doorstep collection of documents; just sign & hand over the required documents to the courier

How to get started with LCredit Loan Application

To apply for an online loan on the LCredit app you need an android phone and Internet.

  • Download the LCredit app from Play Store on your android phone
  • Install the LCredit application on your mobile device.
  • Sign up and create an account with your phone number and receive OTP
  • Select the product you would like to apply for.
  • Provide your detailed information, ensure its correct and hit the submit button
  • Wait to get profile approval while the system verifies your application.
  • Lastly, get your loan amount credited into your bank account.

Lcredit Loan App Download APK – Install LCredit App

Lcredit Loan App Download for iPhone

How to apply and borrow money on lcredit loan app - ng job alerts

Lcredit-Loan Online & Cash, Anytime App

LCredit Loan app Offers Instant Online Loan Anytime, Anywhere.

Borrow money online with the LCredit Loan app. Instant loan with a flexible repayment plan and favourable interest rate.

LCredit Loan Interest Rate

  • Loans Online amount: from ₦5,000 to ₦50,000
  • Flexible repayment Plan
  • Interest and service rate: With a minimum of 0.1% up to 1%
  • Loan period range from 91 to 180 days
  • Annual interest rates from 36.5% to 300%. The interest rate is calculated on a daily basis.


If you choose a 91-day loan, payment terms have an origination fee of 39% and an interest of 2.7%. For the loan processed with a principal amount of NGN 3,000, the origination fee would be NGN 1,174, the interest would be NGN 81, and the total amount due would be NGN 4,255

LCredit Loan Application Requirement

  • The applicant must be a Nigeria resident
  • Applicant must not be older than 55 years old

Lcredit Customer Care and Email Contact Details:

[email protected]




Visit website: LCredit

Lcredit customer care office address: 

Lekki Phase 1. 22A Rasheed Alaba Williams Street Lagos Nigeria

Lcredit loan customer care number: 

+234 1 631 0555

How to Install Lcredit-Loan Online & Cash, Anytime Apk on Windows

  1. Download & install LDPlayer – Android Emulator.
  2. Open the LDPlayer app.
  3. Drag LCredit-Loan Online & Cash, Anytime.apk to the LDPlayer.

How to Install Lcredit-Loan Online & Cash, Anytime Apk on Android

  1. Tap LCredit-Loan Online & Cash, Anytime.apk.
  2. Tap Install.
  3. Follow the steps on the screen.

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Oladoyin Falana

Oladoyin Falana, a graduate of OAU, is an SEO Specialist, and IT business developer. He is the owner and content editor of, a platform that focuses on providing information on career, recruitment updates, exams, and admission updates, including general (How-to) information.
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