Mobile Banking

All The Banks Transfer code You Need For Easy Banking in Nigeria



Keystone Bank Transfer and USSD Codes:

To register: *7111*0#

Airtime for yourself: *7111*Amount#

Airtime for others: *7111*Amount*Phone Number#

Bank Transfer: *7111*Amount*Account Number#

To check account balance: *7111*1#

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Bills Payment: *7111*2#

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Heritage Bank Transfer Code 

How to Register Heritage Bank Transfer Code

  • To register, dial *322*030#
  • Carefully follow the on-screen instructions for the activation. 
  • Choose a 4 digit PIN that you will use to authenticate the transfer.
  • Congratulations! You are now ready for USSD transactions.

Heritage Banks to Other Banks Transfer Code

  • Dial *322*030*ACCOUNT NUMBER* AMOUNT#
  • For example, let’s assume you are sending a fund worth #30,000 to your friend’s account number which is 2051336501, dial *322*030*2051336501*30000#
  • Select the Bank of the receiver
  • Confirm the account name of the receiver with the one in your possession
  • Finalize the activity by entering the 4 digit PIN you requested earlier or use the last 4 digit numbers in your MasterCard
  • The fund sent will be successful by clicking OK

You will get a debit alert notification from your bank, indicating you have been debited as requested.

Read Also: Code to Migrate to MTN Beta Talk

Heritage to Heritage Bank Transfer Code

  • Dial *322*030*ACCOUNT NUMBER*AMOUNT#
  • For instance, if you want to send #50,000 to the account of the receiver which is 0036407080, dial *322*030*0036407080*50000#
  • Select the Bank of the receiver
  • Confirm the account name of the receiver with the one in your possession
  • Finalize the payment by entering the 4 digit PIN you activated with USSD banking. You can use the last four digit numbers in your debit card
  • The transaction will be successful immediately you click OK.

Also Read: how to start recharge card printing business in Nigeria.

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Jaiz Bank Code

What is the code for Jaiz Bank USSD Mobile Banking?

The shortcode is *773#.

  • Dial *773#
  • Enter your Jaiz Bank Account as requested
  • Enter your debit card details
  • Create a 4-digit PIN
  • Confirm your 4-digit PIN

Key features of Jaiz Bank USSD Mobile Banking Code

  • Make instant transfers
  • Check balances
  • Request interest-free loans
  • Pay bills
  • Read mini-statements
  • Buy airtime
  • How to Register for Jaiz Bank Transfer Code
  • Registration for the Jaiz Bank USSD service is FREE. To register for the Jaiz Bank USSD service, you’d need the following:
  • A mobile phone
  • An account with Jaiz Bank
  • Debit card
  • Your registered SIM card installed on the mobile phone
  • How to Register:

FirstBank Transfer Code

How to check account balance on the first bank (code to check first bank account balance)

  • First of all, dial *894*00#.
  • Select your preferred debit card from the list you’re provided with.
  • Enter the 4-digit PIN assigned to the debit card you selected
  • Create a 5-digit PIN for the Quick Banking service.
  • Afterwards, dial *894*00# to reveal your account balance.

Note: the first 4 steps listed above are only necessary if prior to now you haven’t activated First Bank Quick Banking.

Therefore, the next time you need to check your account balance, all you need to dial is *894*00#.

How to block the first bank atm card

Here is how to block your First Bank ATM card in case you misplaced it or it got stolen

Use your First Bank registered phone number text “BLOCK” and send it to 30012. FirstBank will block your ATM card within a few hours. Anyone in possession of your card will not be able to carry out any transactions including withdrawalsDoes McDonald’s Accept Apple Pay? or deposits.

Read: Payday Loans Apps That Work With Chime

To unblock your ATM card, you’ll need to visit any First Bank branch and apply for a new card.

Recommended Reading: what is eNaira Wallet?

FirstBank of Nigeria mobile recharge code

To buy airtime or recharge card from the First bank Simply Dial *894*Amount # (eg , *894*09066665555*1000#, to buy N1000 worth of airtime for your mobile number registered with your First Bank account.

To recharge for others, dial *894*Amount*Phone Number# and enter a five-digit PIN. As a FirstBank customer, you can transfer up to N100,000.00 per day and recharge airtime up to N10,000.00 per day.

How to deactivate First Bank ussd code

To deactivate your First Bank USSD code:

  • Simply dial *894*911# from any line.
  • proceed to enter the phone number (linked with your bank account) that you want to deactivate, and press send.

Unity Bank Transfer Code 

How to Transfer Money From Unity Bank to Other Banks on Mobile (USSD Code)

To transfer money from the Unity Bank account to another bank account;

  • Dial *7799*1*Account No*Amount# (e.g. *7799*1*1234567890*10000#).

To transfer to another bank account:

  • Dial *7799*2*Account No*Amount# (e.g *7799*2*1234567890*10000#)

How to Deactivate Unity Bank USSD Code

Here is how to deactivate Unity Bank USSD code from working on your device:

  • Simply dial *7799*911# to deactivate the USSD code from working on your device.

Other Useful Unity Bank USSD Codes

  • Bet9ja Wallet funding:    *7799*403*Bet9ja ID*amount#
  • Self recharge: *7799*Amount#
  • Third-party recharge: *7799*Phone No*amount#
  • Transfer to Unitybank: *7799*1*accountno*amount#
  • Transfer to Other banks:     *7799*2*accountno*amount#
  • Balance enquiry: *7799*0#
  • BVN verification: *7799*5#
  • Block account: *7799*9*phone number#
  • USSD on POS: *7799*000*RefID#
  • Cardless withdrawal: *7799*8*Amount#

Kuda Bank transfer code

How to transfer money to my Kuda account using First Bank USSD

On your registered phone number, dial *894*amount*kuda account number# and follow the prompts to complete the transfer.

How to transfer money to my Kuda account using GTBank USSD

On your registered phone number, dial *737*50*amount*416# and follow the prompts to complete the transfer.

How to transfer money to my Kuda account using Zenith Bank USSD

  • On your registered phone number, dial *966*amount*Kuda account number#.
  • Select ‘Other Bank’
  • To find Kuda Microfinance Bank, select ‘More’ to complete your transfer.

How to transfer money to my Kuda account using  Wema Bank USSD

  • Dial *945# on your registered phone number 
  • Select ‘Send Money’ by typing in 3.
  • Then, type in 2 to select ‘Other Banks’.
  • Type in your kuda bank account number.
  • Select ‘Next’ by typing in 9.
  • To select ‘Kuda MFB’, send 1.
  • Complete your transfer.

Code for Polaris Bank

If you have an existing Polaris (Skye) Bank debit card linked to your account then;

  • Simply dial *833*1#
  • A list of masked debit card numbers linked to your account is displayed
  • Select your preferred debit card
  • Enter the 4-digit Personal Identification Number (PIN) for the selected debit card
  • Create a new 5-digit PIN

Check Balance with Polaris Bank USSD Code:

  • Dial *833*6#

How to Recharge for Self with Polaris USSD Codes:

  • Dial *833*AMOUNT#

Recharge for others using Polaris (Skye) USSD Codes


Polaris (Skye) Bank USSD Code for Transfer


Zenith Bank Transfer Code 

What is the code to borrow money from zenith bank?

  • Dial *966*00# from your mobile phone to start with.
  • A prompt will be sent to you requesting to fill in the last four digits of your ATM card number
  • This will display your account name to confirm the authenticity of the card and if the digit matches your account. 
  • After that, you will receive a prompt asking you to create your four-digit pin
  • Confirm by re-entering your four-digit pin. And now, you’re set for easy banking.

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FCMB transfer code

FCMB transfer code to another bank


  • Dial*329*Amount# to top up your mobile phone.
  • Dial *329*Amount*Mobile number# to top-up other mobile phones.
  • Dial *329*Amount*Account number# to transfer funds.
  • Dial *329*00# to check the balance.
  • Dial *329*0# to reset your pin.
  • Dial *329*1*Mobile Number# to buy data on your phone.
  • Dial *329*2*Smartcard Number# to pay for DSTv or GOTv subscription.
  • Dial *329*8* self-service, 3 to increase or reduce the transfer limit
  • Dial *329#, select self-service, select block card to block debit card
  • Dial *329#, select self-service, select block account to block account.
  • Dial *329#, select self-service, and select link BVN to link BVN.
  • Dial *329#, select statement, select full statement, then select the duration (up to 6 months). Your statement will be sent to your registered email address instantly.
  • Dial *329#, select statement then select mini statement to view your last five (5) transactions instantly.

How to transfer money from FCMB to other banks

To transfer from FCMB to other banks, dial *329*Amount*Account number#.

UBA Transfer code

How to transfer money from UBA to other banks

  • Dial *919*,
  • Select 5 to send money,
  • Choose payment method i.e. select 1 for UBA Account or 2 for UBA Prepaid Card,
  • If you are not registered, select 1 to register and continue with the rest of the steps,
  • Follow the options thereafter to complete the transfer successfully.


  • dial *919*4# or *919*4*account number*amount#.



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Oladoyin Falana

Oladoyin Falana, a graduate of OAU, is an SEO Specialist, and IT business developer. He is the owner and content editor of, a platform that focuses on providing information on career, recruitment updates, exams, and admission updates, including general (How-to) information.

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